Bunq promo code - November 2026

The basic tier costs nothing to maintain and includes a debit card along with an IBAN for everyday banking. There are no hidden account-keeping charges, though ATM withdrawal limits and some premium features are restricted compared to paid plans. Sign up takes a few minutes through the mobile app with ID verification

When you use your Bunq card outside Australia or shop on international sites, the standard FX markup that most banks charge is waived on eligible plans. This applies to point-of-sale purchases and online transactions in foreign currencies, making travel spending cheaper without needing a separate travel card

New users can test drive the paid membership tier without upfront cost. The trial unlocks features like multiple bank accounts, higher card limits and budgeting tools. You can cancel anytime within the trial window from the app settings to avoid being charged - no phone call required

Bunq's referral scheme lets existing users send an invite link to mates who haven't signed up yet. Once your friend opens an account and meets the activation requirements, both of you receive a bonus credited to your account. Share your personal link from the app under the invite section to get started